Credit Operations Analyst


Credit Operations Analyst
London
£50,000 to £70,000
This is an opportunity to join a growing, data-led financial services business where you will directly influence how credit decisions are made at scale. The role offers strong exposure across credit, data, and product, with a clear focus on automation and impact.
The Company
They are a fast-growing, technology-driven financial services organisation focused on improving how consumers manage their finances. The business takes a data-first approach, using modern tools and customer insights to inform decision-making. With continued growth and investment in their data capabilities, they are building out a high-performing analytics and credit function.
The Role
You will work at the intersection of credit risk, data, and decisioning, helping to improve and automate lending processes.
  • Develop and enhance automated credit decisioning and underwriting logic
  • Analyse lending performance and identify opportunities to improve accuracy and efficiency
  • Collaborate with product, engineering, and credit teams to reduce manual processes
  • Use customer and transactional data to inform lending decisions
  • Support improvements in affordability assessment and decision frameworks
  • Contribute to building a scalable, data-driven credit operation
Your Skills & Experience
  • Strong commercial experience in credit risk within a lending environment
  • Experience working on underwriting, decisioning, or credit policy using data
  • Strong SQL skills for data analysis and manipulation
  • Ability to translate data insights into practical lending decisions
  • Solid understanding of how credit decisions are made
  • Exposure to affordability assessment or open banking data is beneficial
What They Offer
  • Salary between £50,000 and £70,000
  • Share options
  • Private medical insurance
  • Statutory pension
  • Opportunity to join a growing business with strong career development potential


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